PRIVACY POLICY
Effective Date: March 20, 2025
This Privacy Policy outlines how FFLIPI and its affiliated entities (hereinafter referred to as "FFLIPI", "we", "our", or "us") collect, use, disclose, and protect personal data. This policy applies to our websites, mobile applications, and all digital properties associated with:
timetothrivenow.com, FFLIPI.com, FFLIPI.club, FFLIPI.ie, joinprofits.com, FFLIPI LLC, psafe.ie, iammallett.com, anthonymallett.com, ifactoryusa.com, 401notok.com LLC, and any other websites, platforms, brands, or services owned or operated or associated with FFLIPI and/or any of the customers or suppliers engaged with the parties, where their actions or negations are outside of our control and no liability, responsibility can or will be encumbered or brought to bear on us.
By accessing or using our services, you agree to this Privacy Policy and our Terms of Service.
1. INFORMATION WE COLLECT
We collect two types of data:
Non-personal data collected automatically (e.g., browser type, operating system, IP address, device data). Personal data that you voluntarily provide (e.g., name, email, phone number, payment details, location, professional details).
We collect personal data through:
Account registration and transactions Customer service inquiries Marketing and communication preferences Automated tracking technologies
2. HOW WE USE YOUR INFORMATION
We use collected information to:
Provide and improve our services Process transactions and manage accounts Deliver marketing and promotional content (based on consent) Comply with legal and regulatory requirements Protect against fraud, security threats, and legal claims
3. DATA RETENTION POLICY
We retain data only as long as necessary for the purposes collected, and we take steps to keep it current. Data updates may be requested via email, SMS, MMS, electronic forms, AI-driven verification, or third-party validation.
By providing your data, you consent to receiving communications for verification and updates. Users may opt-out or request deletion at any time.
4. THIRD-PARTY TRACKING & COOKIES
FFLIPI utilizes third-party tracking technologies, including but not limited to:
Facebook Pixel LinkedIn Insight Tag Heatmaps (e.g., Hotjar) CRM integrations (e.g., HubSpot, ActiveCampaign, IFCRM, iFactoryUSA, GHL, etc.) Advertising networks (Google Ads, Facebook Ads, etc.) AI-based tracking tools
These tools enhance user experience and analytics. Users can manage cookie preferences or opt-out via our opt-out page.
5. DATA BREACH NOTIFICATION
In the event of a data breach, FFLIPI will notify affected individuals and relevant authorities within 72 hours or as soon as possible, depending on legal requirements and available information.
6. SMS & COMMUNICATION CONSENT
FFLIPI follows regulations including TCPA (U.S.), PECR (UK), GDPR (EU), CAN-SPAM (U.S.), CASL (Canada), and other applicable laws.
By opting in, users consent to receiving communications via email, SMS, phone calls, WhatsApp, AI agents, and other messaging platforms.
For details on communication policies, refer to our consent statement.
To opt-out of marketing communications, visit our opt-out page.
7. AI & AUTOMATED DECISION-MAKING
FFLIPI employs AI-driven tools for customer support, analytics, and personalized marketing. While AI enhances user experience, it may occasionally provide incorrect or outdated information. Users should verify all AI-generated recommendations.
FFLIPI assumes no liability for errors or misinterpretations due to AI-based automation. Automated decisions are subject to human review where required by law.
8. CALIFORNIA PRIVACY RIGHTS (CCPA & CPRA)
California residents have the following rights under CCPA and CPRA:
Right to Access: Request copies of personal data we collect Right to Deletion: Request deletion of personal data (subject to legal exceptions) Right to Correct Inaccuracies Right to Limit Use of Sensitive Data Right to Opt-Out of Data Selling & Sharing
To exercise these rights, email care@fflipi.com or call +1 (844) 232-6509.
9. BUSINESS TRANSFERS
If FFLIPI undergoes a merger, acquisition, or sale, personal data may be transferred as part of the business assets. Users wishing to be notified of such transfers may email care@fflipi.com.
10. INTERNATIONAL DATA TRANSFERS
FFLIPI transfers personal data to and from the U.S., EU, UK, Asia, Africa, and other regions . We adhere to GDPR, SCCs (Standard Contractual Clauses), UK Addendums, and other applicable regulations to safeguard data during international transfers.
11. BIOMETRIC DATA & MINORS
Biometric Data: We do not collect biometric data without explicit user consent. Minors: FFLIPI does not target or knowingly collect data from individuals under 18 years old. Any minor's participation requires verified guardian consent.
12. SECURITY MEASURES
We implement industry-standard encryption, firewalls, and access controls to safeguard user data. However, no system is completely secure, and we cannot guarantee absolute security against cyber threats.
13. DO NOT TRACK (DNT) & OPT-OUT MECHANISM
FFLIPI does not respond to browser DNT signals but offers an opt-out option via our opt-out page.
14. CHANGES TO THIS PRIVACY POLICY
FFLIPI reserves the right to modify this policy at any time.
Updates will be posted at https://fflipi.com/privacy-policy
Users are encouraged to review this policy periodically.
15. CONTACT US
For privacy-related inquiries, contact:
FFLIPI Legal & Compliance Department
Email: care@fflipi.com
Mailing Address: 12345 Lake City Way NE #2068, Seattle, WA 98125, USA
This Privacy Policy aligns with global privacy standards and remains compliant to the best of our ability.